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United Home Life

United Home Life Insurance Company Founded in 1948

See What United Home Life Insurance Company And Our Insurance Brokerage System Has To Offer!

United Home Life Insurance Company and its parent company, United Farm Family Insurance Company, are family-oriented companies founded in 1948 and 1937,respectively. Both companies were founded with a philosophy of providing quality, personal service to our policyholders and agents. We are here to serve you.

United Home Life's and United Farm Family Life's primary focus is providing affordable, flexible life insurance solutions for our policyholders. Our ultimate pledge is to meet our financial obligation to our policy holders.


  Life Insurance Ownership Change
  Claimant’s Statement UHL & UFFL2
  Claimant’s Statement for California UHL & UFFL2
  Claimant’s Statement for Maryland UHL & UFFL2
  Authorization to Honor Checks
  Authorization to Honor Checks Bank Draft
  Notice And Consent For Oral Fluid And/Or Blood (California)
  Notice And Consent For Oral Fluid And/Or Blood (Maine)
  Notice And Consent For Oral Fluid And/Or Blood (North Dakota)
  Notice & Consent AIDS Virus (Arizona)
  Notice & Consent AIDS Virus (Connecticut)
  Notice And Consent For Oral Fluid And/Or Blood (Florida)
  Notice And Consent For Oral Fluid And/Or Blood (Oregon)
  Notice And Consent For HIV(Vermont)
  Notice And Consent For HIV(Wisconsin)
  Reinstatement Application
  Request for Deferred Annuity Policy Value or Change
  Request for Policy Values or Policy Change
  Assignment of Life Insurance Policy as Collateral Security
  Assignment of Policy Death Benefits
  Authorization to Release Information
  Express Issue Term Plus Disclosure California
  Authorization for Release of Medical Information
  Notice & Consent for Oral Fluid and/or Blood Generic
  Request for Cash Surrender/Cancellation of Life Insurance Policy
  Express Issue Term 30 Disclosure California
  Verification EFT Bank Account UHL & UFFL
  Beneficiary Change Request

United Home Life- Start Here!
United Home Life Insurance Company
Address1 225 S. East St
Address2 P.O. Box 7192
City Indianapolis
State IN
Zip 46207-7192
Phone Number 800-428-3001
Fax Number 317-692-7215

Start Here!!

Get The Best Term Life Quote
For Your Client

Insurance Brokerage provides you with the latest technology to search for the best term life insurance quote for your client-

Our brokerage spreadsheet quoting system allows you to examine "by underwriting class" all of our top companies as they apply to your specific client needs.

Download top company life insurance quotes -

Get appointed with the company that best suits your clients needs-

Download top brokerage appointment forms-

Get a state specific term
life insurance application-

Insurance brokerage affords the agent an easy way to access all of the forms for all of our companies.

Request state specific brokerage life application forms-

Mail completed forms to -

  Insurance Brokerage America

  National Marketing
  P.O. Box 30248
  Charleston, SC 29417
  800-406-6303     843-769-9804 fax

Product Information Tools

Carrier Profiles And Links
  Products Information
  Permanent Products Information
  Underwriting Requirements
  Capital Needs Analysis Calculator

A Tale Of Two Agents

Captive Agent

An agent working exclusively for a single firm. He or she is obliged to submit business only to that firm, or at least give that firm first rights of refusal on the case.

Captive agents that are non-established are usually paid on a combination of salary and commissions earned from selling the policy contract. Also, the firm usually provides its captive agents with an allowance for office expenses as well as employee benefits such as pensions, life insurance, and health insurance. 

The established captive agent is usually paid exclusively on a commission basis.  This type of agent will tend to have more in-depth knowledge of that firm's policies, however, he or she will hardly ever be equipped to offer the industries' best price on any particular product offering.

Independent Agent Broker

Simply said, independent agents are appointed to sell policies from many insurers. The agent is independent from all insurers thus, the independent agent's responsibility is solely focused on evaluating the client's needs and the pricing of the product chosen.

While searching for the brokerage market's best place for a client's business, independent agents pay all their own expenses and keep their own records and earn their income from brokerage commissions on the policies they sell.

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