Insurance Brokerage From Top Rate Companies

Insurance Brokerage America offers spreadsheet quotes from most of the top rated life insurance brokerage companies and pays general agent commissions! Are you a licensed agent wanting to earn general agent brokerage commissions from most of the top rated brokerage companies?  Learn More About This Brokerage Opportunity >>

 

Insurance Resources

See What Insurance Resources We Have To Offer!


Insurance Industry Resources  

Links providing access to a variety of useful insurance related information and resources.
www.ambest.com/resources/

Insurance News & Resources  

Dec 27, 2007 ... Insurance Information Resources. About.Com - Insurance Industry · BankInsurance.Com : Insurance Links · Berry List of Actuarial Resources ...
www.insurance-finance.com/insurance.htm

National Association of Insurance Commissioners (NAIC) Insurance ...  

The NAIC is the organization of state insurance regulators for all 50 of the United ... Insurance Consumer Resources, Insurance Industry Licensing & Filing ...
www.naic.org/index_industry.htm

ACORD
ACORD (Association for Cooperative Operations Research and Development) is a global, nonprofit insurance association whose mission is to facilitate the development and use of standards for the insurance, reinsurance and related financial services industries.

http://www.acord.com

American Assn. for LTC Insurance
Founded in 1998, AALTCI is the nation's leading independent, organization dedicated to professionals working in or serving the LTCi marketplace.
http://www.aaltci.org
 

The American College
Over 150,000 financial services professionals have earned advanced degrees and designations from The American College. Leading programs include LUTCF, ChFC, CLU and more designations and degrees.

http://www.theamericancollege.edu/

American Council of Life Insurers
The American Council of Life Insurers (ACLI) is a unified voice on issues from retirement security to tax policy to international trade. 
http://www.acli.com/ACLI/DefaultNotLoggedIn.htm

America's Health Insurance Plans
AHIP is the national association representing nearly 1,300 member companies providing health insurance coverage to more than 200 million Americans. 

http://www.ahip.org
 

Assn. for Advanced Life Underwriting
AALU is a national association of nearly 2,000 advanced life insurance planners who are committed to preserving insurance through political involvement.
http://www.aalu.org
 

Association of Health Insurance Advisors
AHIA
takes a lead role within the NAIFA federation with the National Association of Insurance Commissioners and on federal issues which impact members concerned with employee benefits, health, disability or long-term care insurance as well as Section 125 Plans and COBRA administration. AHIA plays a supportive role with state and local associations on state level.

http://www.ahia.net
 

College for Financial Planning
The College for Financial Planning has been the premier provider of financial services education since 1972. In fact, the College created this country’s first financial planning education program—the CERTIFIED FINANCIAL PLANNER™—as well as the certification.

http://www.cffp.edu
 

Financial Planning Association
The Financial Planning Association (FPA) connects those who need, support and deliver
financial planning.
 http://www.fpanet.org


GAMA International
http://www.gamaweb.com

Group Underwriters Assn. of America
http://www.gua.com

IMSA
http://www.imsaethics.org

Intl. Foundation of Employee Benefit Plans (Society of CEBS)

http://www.ifebp.org

Life and Health Foundation for Education (LIFE)
http://www.life-Une.org

Life Insurance Settlement Association
http://www.lisassociation.org

LIMRA International
http://www.limra.com

Life Office Management Association
http://www.loma.org

Mass Marketing Insurance Institute

http://www.mi2.org

MIB Group

http://www.mib.com

Million Dollar Round Table

http://www.mdrt.org

National Alliance of Life Companies
http://www.nalc.net

National Assn. for Fixed Annuities
http://www.nafa.us

National Assn. for Variable Annuities
http://www.navanet.org

National Assn. of Health Underwriters
http://www.nahu.org

Nafl. Assn. of Independent Life Brokerage Agencies
http://www.nailba.org

NafL Assn. of Insurance Commissioners
http://www.naic.org

National Assn. of Insurance and Financial Advisors (formerly NALU)
http://www.naifa.org

National Assn. of Personal Financial Advisors
http://www.napfa.org

Professional Insurance Marketing Assn.

http://www.pima-assn.org

Registered Financial Planners Institute

http://www.rfpi.com

Self-Insurance Institute of America

http://www.siia.org

Society of Actuaries

http://www.soa.org

Society of Financial Service Professionals
Society members can provide consumers expert assistance with: estate, retirement and financial planning; employee benefits; business and compensation planning; and life, health, disability, and long-term care insurance.
http://www.financialpro.org

 

   

Start Here!!

Get The Best Term Life Quote
For Your Client
-

Insurance Brokerage provides you with the latest technology to search for the best term life insurance quote for your client-

Our brokerage spreadsheet quoting system allows you to examine "by underwriting class" all of our top companies as they apply to your specific client needs.

Download top company life insurance quotes -

Get appointed with the company that best suits your clients needs-

Download top brokerage appointment forms-

Get a state specific term
life insurance application-

Insurance brokerage affords the agent an easy way to access all of the forms for all of our companies.

Request state specific brokerage life application forms-

Mail completed forms to -


  Insurance Brokerage America

  National Marketing
  P.O. Box 30248
  Charleston, SC 29417
  800-406-6303     843-769-9804 fax

Product Information Tools

 
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Underwriting Requirements
 
Capital Needs Analysis Calculator


A Tale Of Two Agents


Captive Agent
 

An agent working exclusively for a single firm. He or she is obliged to submit business only to that firm, or at least give that firm first rights of refusal on the case.

Captive agents that are non-established are usually paid on a combination of salary and commissions earned from selling the policy contract. Also, the firm usually provides its captive agents with an allowance for office expenses as well as employee benefits such as pensions, life insurance, and health insurance. 

The established captive agent is usually paid exclusively on a commission basis.  This type of agent will tend to have more in-depth knowledge of that firm's policies, however, he or she will hardly ever be equipped to offer the industries' best price on any particular product offering.


Independent Agent Broker

Simply said, independent agents are appointed to sell policies from many insurers. The agent is independent from all insurers thus, the independent agent's responsibility is solely focused on evaluating the client's needs and the pricing of the product chosen.

While searching for the brokerage market's best place for a client's business, independent agents pay all their own expenses and keep their own records and earn their income from brokerage commissions on the policies they sell.



 

 

  


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