Insurance Brokerage America Legal
Come See What Our Insurance Brokerage System Has To Offer
Information Collection and Use
InsuranceBrokerageAmerica.com is the sole owner of information
collected on this site to purchase most products
and services from InsuranceBrokerageAmerica.com. We will not
sell, share, or rent this information to any
outside parties, except as outlined in this
policy. We collect information from our
customers to better serve you
with pertinent information, such as status updates.
Information collected includes your name,
shipping address, billing address, telephone
numbers, and e-mail address.
be required to provide your contact information,
which includes your name, e-mail address,
telephone number and street address. This
information is used to provide you with
important InsuranceBrokerageAmerica.com services such as
status updates via e-mail.
We customize certain Web page content based upon
your browser type and other information provided
by our cookie. If you choose to reject the
cookie, you can still browse our website.
We use IP addresses to analyze trends,
administer the site, track user movement, and
gather broad demographic information for
aggregate use. We do not link IP addresses to
personally identifiable information, and we do
not distribute or share IP information with any
The testimonials section of the
website is for the purpose of sharing positive
experiences. The testimonials section is
moderated to ensure accurate and positive
testimonials. Published testimonials are genuine
and are not edited or altered by InsuranceBrokerageAmerica.com.
www.InsuranceBrokerageAmerica.com reserves the right to post or
remove any testimonial at its discretion.
By posting your comments or testimonials on our website, you give us
permission to reprint or use the Testimonial in
connection with our business. You also are
agreeing to the following:
(1) The reprint or
use of the Testimonial will be at our discretion
and without compensation;
(2) We may use the
Testimonial with or without any pseudo (pen)
name credit; (3) Our right to use the
Testimonial is perpetual and may be assigned by
(4) We may use the Testimonial locally,
nationally or globally and such use may be made
in any media, information or communication
platform (including Internet advertising)
currently in use or later developed; and
and not someone else composed and posted the
This website contains links to other sites.
Please be aware that
www.InsuranceBrokerageAmerica.com is not
responsible for the privacy practices of such
other sites. We encourage our users to be aware
when they leave our site and to read the privacy
statements of each and every website that
collects personally identifiable information.
This privacy statement applies only to
information collected by this website.
InsuranceBrokerageAmerica.com takes precautions to protect its
customers' information. When you submit
sensitive information via the website, your
information is protected both online and
Notification of Changes
will post those changes to this privacy
statement, the homepage, and other places we
deem appropriate so that you are aware of what
information we collect, how we use it, and under
what circumstances, if any, we disclose it. We
reserve the right to modify this privacy
statement at any time, so please review it
frequently. If we make material changes to this
policy, we will notify you here, by email, or by
means of a notice on our homepage.
If you have opted out of receiving
communications from InsuranceBrokerageAmerica.com, you will
still be able to view news of policy changes at
officially effective December 1, 2009.
Get The Best Term Life Quote
For Your Client-
Insurance Brokerage provides you with the latest technology to
search for the best term life insurance quote for your client-
Our brokerage spreadsheet quoting system allows you to
examine "by underwriting class" all of our top companies as they apply to your
specific client needs.
Download top company life insurance quotes
Get appointed with the
company that best suits your clients needs-
Get a state specific term
life insurance application-
Insurance brokerage affords the agent an easy way to access all of the forms for all of our companies.
state specific brokerage life application forms-
Mail completed forms to -
Insurance Brokerage America
P.O. Box 30248
Charleston, SC 29417
Product Information Tools
Capital Needs Analysis
A Tale Of Two Agents
working exclusively for a single firm. He or she is obliged to submit
business only to that firm, or at least give that firm first rights of
refusal on the case.
Captive agents that are non-established are
usually paid on a combination of salary and commissions earned from selling
the policy contract. Also, the firm usually provides its captive agents
with an allowance for office expenses as well as employee benefits such as
pensions, life insurance, and health insurance.
established captive agent is usually paid exclusively on a commission
basis. This type of agent will tend to have more in-depth knowledge of
that firm's policies, however, he or she will hardly ever be equipped
to offer the industries' best price on any particular product
Simply said, independent agents are appointed to sell
policies from many insurers. The agent is independent from all
insurers thus, the independent brokerage agent's responsibility is solely focused
on evaluating the client's needs and the pricing of the product
While searching for the
brokerage market's best place for a
client's business, independent agents pay all their own expenses and
keep their own records and earn their income from brokerage commissions on the
policies they sell.