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John Hancock

  John Hancock has been earning the trust of individuals and institutions for nearly 150 years  

See What John Hancock And Our Insurance Brokerage System Has To Offer!

John Hancock And Their Long History

Since 1862, John Hancock has shown generations how to increase and protect their wealth. John Hancock has maintained a diversified product portfolio and adhered to the essential elements of sound and prudent asset management. John Hancock is among the highest rated insurance companies in the nation. John Hancock is a brand name, which your clients recognize, value and trust.

Today, John Hancock is the U.S. division of Manulife Financial Corporation, a global enterprise based in Toronto, Ontario.  Manulife is one the world's largest life insurance companies, and John Hancock remains a company your clients recognize, value and trust.

Fact Sheet

John Hancock Fact Sheet  Get an overview of John Hancock with our Corporate fact sheet

  Download (PDF)

Insurance Producers:

Learn about John Hancock's Anti-Money Laundering Program for Insurance Brokerage Products

Action Required Producer Guide  ALERT - Action Required Producer Guide to John Hancock's AML  

  Download (PDF)

AML Considerations  AML Considerations

  Download (PDF)

New AML Regulations  What Agents and Brokers Should Expect Under New AML Regulations
  for Insurers

  Download (PDF)

John Hancock Products

  • Comprehensive Product Portfolio: Offers a broad product portfolio—including term, universal, variable and whole life insurance—tailored to meet clients' unique needs.
  • Underwriting Expertise: Providing competitive, flexible and innovative underwriting.
  • Demonstrated Financial Strength: With over 140 years of experience, John Hancock is among the highest-rated insurance companies, as judged by the major rating agencies.

John Hancock Insurance Brokerage

Term Life Insurance Brokerage
With John Hancock's term you can take advantage of:
  • Guaranteed level premiums for 10, 15 or 20 years
  • Guaranteed conversion option to John Hancock's permanent products
  • Guaranteed level death benefit
Universal Life Insurance Brokerage
John Hancock's universal life insurance is permanent insurance that offers customizable and flexible solutions to meet your financial objectives.

Whether you're looking for guaranteed death benefit protection, low-cost coverage or strong cash value growth potential, our universal life products offer a wide variety of features and riders that are ideal for addressing these needs.

Whole Life Insurance Brokerage

John Hancock's whole life insurance is permanent insurance that offers guaranteed death benefit protection and premiums as well as strong cash values that can be used to meet your long-term financial goals.

John Hancock also offers an array of innovative ways to enhance your policy with optional riders that can be tailored to address your specific needs.


John Hancock
Address1 PO Box 111
Address2 -
City Boston
State MA
Zip 02117-0111
Phone Number N/A
Fax Number N/A

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Get The Best Term Life Quote
For Your Client

Insurance Brokerage provides you with the latest technology to search for the best term life insurance quote for your client-

Our brokerage spreadsheet quoting system allows you to examine "by underwriting class" all of our top companies as they apply to your specific client needs.

Download top company life insurance quotes -

Get appointed with the company that best suits your clients needs-

Download top brokerage appointment forms-

Get a state specific term
life insurance application-

Insurance brokerage affords the agent an easy way to access all of the forms for all of our companies.

Request state specific brokerage life application forms-

Mail completed forms to -

  Insurance Brokerage America

  National Marketing
  P.O. Box 30248
  Charleston, SC 29417
  800-406-6303     843-769-9804 fax

Product Information Tools

Carrier Profiles And Links
  Products Information
  Permanent Products Information
  Underwriting Requirements
  Capital Needs Analysis Calculator

A Tale Of Two Agents

Captive Agent

An agent working exclusively for a single firm. He or she is obliged to submit business only to that firm, or at least give that firm first rights of refusal on the case.

Captive agents that are non-established are usually paid on a combination of salary and commissions earned from selling the policy contract. Also, the firm usually provides its captive agents with an allowance for office expenses as well as employee benefits such as pensions, life insurance, and health insurance. 

The established captive agent is usually paid exclusively on a commission basis.  This type of agent will tend to have more in-depth knowledge of that firm's policies, however, he or she will hardly ever be equipped to offer the industries' best price on any particular product offering.

Independent Agent Broker

Simply said, independent agents are appointed to sell policies from many insurers. The agent is independent from all insurers thus, the independent brokerage agent's responsibility is solely focused on evaluating the client's needs and the pricing of the product chosen.

While searching for the brokerage market's best place for a client's business, independent agents pay all their own expenses and keep their own records and earn their income from brokerage commissions on the policies they sell.


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