American General Annuities


AIG Agent Appointment Forms
  American General is serving millions of customers around the world, American General's growing global Life Insurance businesses make for the most extensive network of any life insurer.  

See What AIG Annuities And Our Insurance Brokerage System Has To Offer!

AIG family of deferred annuities is a comprehensive portfolio of fixed and indexed product designs with features and benefits that enable you to meet the needs of every annuity prospect.

Index Interest Annuities

  AG Global Bonus IndexSM (Contract No. 07109)
  AG Global 6 IndexSM and AG Global 8 IndexSM (Contract No. 07371)
  AG VisionMaximizer® (Contract No. 05490)
  AG VisionAdvantage® (Contract  No. 06401)
  AG Emerging Edge® (Contract No. 05497)
  AG Horizon Index®  Indexed Annuity (Contract  No. 04367)

Fixed Interest Annuities

  AG HorizonMYGSM Contract No. 04370
  AG HorizonSecure Contract No. 05376
  AG HorizonSelect  Contract No. 05377
  AG HorizonPlus Contract No. 04362
  AG HorizonChoice® Contract No. 03360

Flexible Premium Deferred Annuities (FPDA)

  AG HorizonFlex® Contract No. 04371
  AG HorizonVMSM Contract No. 03361

For clients who need to convert accumulated wealth to income, consider our single premium immediate annuity which offers highly competitive rates and enhanced income payouts for age-rated clients.

Platinum Income Annuity® Contract No. 01060

Annuity contracts offered are not insured by the FDIC, the Federal Reserve Board or any similar agency. The contract is not a deposit or other obligation of, nor is it guaranteed or endorsed by, any bank or depository institution. 

Policies issued by American General Life Insurance Company, 2727-A Allen Parkway, Houston, Texas 77019. The underwriting risks, financial and contractual obligations and support functions associated with brokerage products issued by American General Life Insurance Company (AGL) are its responsibility.  AGL does not solicit business in the state of New York. Policies and riders not available in all states.

 
 

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  Insurance Brokerage America

  National Marketing
  P.O. Box 30248
  Charleston, SC 29417
  800-406-6303     843-769-9804 fax

Product Information Tools

 
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A Tale Of Two Agents


Captive Agent
 

An agent working exclusively for a single firm. He or she is obliged to submit business only to that firm, or at least give that firm first rights of refusal on the case.

Captive agents that are non-established are usually paid on a combination of salary and commissions earned from selling the policy contract. Also, the firm usually provides its captive agents with an allowance for office expenses as well as employee benefits such as pensions, life insurance, and health insurance. 

The established captive agent is usually paid exclusively on a commission basis.  This type of agent will tend to have more in-depth knowledge of that firm's policies, however, he or she will hardly ever be equipped to offer the industries' best price on any particular product offering.


Independent Agent Broker

Simply said, independent agents are appointed to sell policies from many insurers. The agent is independent from all the companies thus, the independent agent's responsibility is solely focused on evaluating the client's needs and the pricing of the product chosen.

While searching for the brokerage market's best place for a client's business, independent agents pay all their own expenses and keep their own records and earn their income from brokerage commissions on the policies they sell.



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