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AXA Equitable


AXA Equitable Agent Appointment Forms
  AXA Equitable Life insurance and Annuities Insurance Brokerage  

Insurance brokerage contracts through AXA Equitable Life insurance and Annuities Insurance Brokerage are issued by AXA Equitable Life Insurance Company (NY, NY), and distributed by affiliates, AXA Advisors, LLC and AXA Distributors, LLC. Securities and investment advisory services are offered through AXA Advisors, LLC. Guarantees are based on the claims-paying ability of AXA Equitable Life Insurance Company. 10/15/08


Annuities are contractual agreements in which payment (s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. There are contract limitations and fees and charges associated with annuities, which include, but are not limited to, mortality and expense risk charges, sales and surrender charges, and administrative fees. Investment portfolios in a variable annuity provide equity growth potential but are subject to fluctuation in value and market risk, including loss of principal. The "downside protection" mentioned in the video refers to an optional living benefit rider that would be subject to additional charges and to additional terms and conditions. Guarantees mentioned on this page refer to optional variable annuity riders which are subject to additional costs and are based on the claims paying ability of AXA Equitable Insurance Company.


Please consider the charges, risks, expenses, and investment objectives carefully before purchasing a variable annuity. For a prospectus containing this and other information, please contact a financial professional. Read it carefully before you invest or send money.


Annuities are co-distributed by affiliates, AXA Advisors, LLC and AXA Distributors, LLC. Securities products are offered through an affiliate, AXA Advisors, LLC (member SIPC). The information contained herein is not intended to constitute an offer to sell or a solicitation in connection with any product, security, or service. This Web site is intended for viewing only by the residents of the 50 United States, District of Columbia and the U.S. Virgin Islands. Investment and insurance products referenced on this site are not FDIC-insured, not bank guaranteed and may lose value.


A variable annuity is intended for investors seeking a financial product that offers tax-deferral. "Guaranteed income for life" as mentioned in the video refers to an optional living benefit rider that would be subject to additional charges and to specific restrictions and limitations. Variable annuities are subject to insurance-related costs, including as applicable surrender charges for withdrawals in conjunction with tax penalties associated with withdrawal's prior to age 59 ½ . Guarantees are based on the claims-paying ability of AXA Equitable Life Insurance Company. Please consider the charges, risks, expenses and investment objectives carefully before purchasing an annuity. For a prospectus containing this and other information, please contact a financial professional. Read it carefully before you invest or send money. AXA Equitable Life Insurance Company (NY, NY). Annuities are co-distributed by affiliates, AXA Advisors, LLC and AXA Distributors, LLC. GE- 46152 (10/08)

AXA Insurance Brokerage Products And Services


  AXA offers a wide range of insurance brokerage products and services designed to fit your client.  
 

AXA Equitable
Address1 80 Scott Swamp Rd
Address2 -
City Farmington
State CT
Zip 06032-2847
Phone Number  
Fax Number  
WebPage axadistributors.com/index.html
 
 

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A Tale Of Two Agents


Captive Agent
 

An agent working exclusively for a single firm. He or she is obliged to submit business only to that firm, or at least give that firm first rights of refusal on the case.

Captive agents that are non-established are usually paid on a combination of salary and commissions earned from selling the policy contract. Also, the firm usually provides its captive agents with an allowance for office expenses as well as employee benefits such as pensions, life insurance, and health insurance. 

The established captive agent is usually paid exclusively on a commission basis.  This type of agent will tend to have more in-depth knowledge of that firm's policies, however, he or she will hardly ever be equipped to offer the industries' best price on any particular product offering.


Independent Agent Broker

Simply said, independent agents are appointed to sell policies from many insurers. The agent is independent from all the companies thus, the independent agent's responsibility is solely focused on evaluating the client's needs and the pricing of the product chosen.

While searching for the brokerage market's best place for a client's business, independent agents pay all their own expenses and keep their own records and earn their income from brokerage commissions on the policies they sell.

 




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